This is what I use & like as well, but I definitely think there's space for a more GUI-focused option that isn't Quickbooks or Gnucash. It's not a good fit for me, though, I require my important tools to be open source. Closed source software has way too many misaligned incentives for me to use it for anything important.
+1 to that. I used https://ledger-cli.org/ and the accompanying Emacs mode for a long long time. I used small slips of paper to record cash spends during the day and by bank statements for online ones. Then kept track. I kept a "reconciliation" account to catch misses and it was quite low after several years.
I somehow fell out of the habit but I really need to get back to it.
came to say this. the fact that I don't have to launch a seperate program to add a transaction or my bank's csv is what finally got me to actually keep track.