[wiseowise]

> the average use will pick something shiny and lose their savings when it transfers their bank balance outside the country.

Couldn't you make a more believable straw man, please? The "Nigerian prince wants to send you billions" is really tired. Try something more emotional! Hackers will steal your kid's photos and post them on pedophile forums or something. This will resonate better with uninitiated and allow to easier lobby monopolistic practices. Good luck!