You can easily change your account region back and forth on iOS. Meanwhile Android has a bunch of extra checks and includes a 12 months delay before being able to switch it again.
A family member lost years of irreplaceable photos and paid apps due to account lock, and doing this across two countries they were legitimately residing in triggered it.
In my experience it only locked me out (of just the payment or account settings I think) for like 24 hours when I switched like 4 times in a single day.
From my personal experience I found it easier as a user. I had no balance or subscriptions at the time so I could quickly switch regions back and forth to get all the apps I wanted.