[ifwinterco]

The boglehead approach has worked fantastically for ~40 years, but now that everyone is doing it, it may no longer be the case going forwards.

Normally with these things when absolutely everyone is crowded on one side of the boat, you want to be on the other side

[OvervCW]

What exactly is the opposite side? Is it actively managing a portfolio? Because most people don't have the time to do that.