[jorvi]

> not intended to be an enumeration of all 54 instant payment systems currently active.

Even then, not mentioning those who pretty much started / invented instant transfers still seems odd :) but no need to apologize haha, maybe I was a bit too abrasive.

I get why you prioritized to mention those though. The Chinese and Indians have leapfrogged us. No more fussy legacy (digital) cards, just scan a QR and go. Even illicit food stalls and street wanderers have accounts, when they wouldn't be able to get a 'real' bank account.

And the Chinese and Indians don't have to pay tribute to the Mastercard-Visa overlords either. Although Wero and the digital Euro might eventually change that for Europe too.

[dumpsterdiver]

Can you imagine how cumbersome conversations would become if people felt obligated to qualify ad-hoc statements with what amounts to a historical ledger?

Every new entry would open up an opinion around “if you included that, why didn’t you include this?”

In such cases we’ll always up at Kevin Bacon.

[jorvi]

The comment literally mentioned how unusual Pix adaption is and how innovative it is. It is neither of those things. Because of aforementioned history.