[vannevar]

If "many businesses" operate this way, then "many businesses" are committing fraud. You can't publicly claim to be selling loans to an unrelated company when in fact you control that company.

[infecto]

The latter has not been proven and the former is pretty normal for business. We will see how it plays out in the court and markets.

[vannevar]

The second law of thermodynamics hasn't been proven either, but I'm fairly confident in it. ;-)

[infecto]

Fair enough, but courts tend to apply a slightly higher evidentiary standard than thermodynamics. ;)