[999900000999]

I agree.

After seeing how fast my family wasted the proceeds of an estate that took 60 years to build, I don't think leaving a large amount of money is a great idea.

A certain someone just didn't want to work, and while that's fine if you invest the money and move to Vietnam, it won't sustain you if you want to stay in America.

I'm sure your spouse would rather party with you today vs having no you and a lot of money. Can you retire today ?