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by throwway120385
9 days ago
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I'm not arguing for myself, I'm arguing for the tens of millions of people who do not understand this system, are not aware of how it works, and are constantly pressured through employer plans, tax deferment, and other aspects of the system to choose the path of least resistance and put their money into a 401k. For a system to work properly it has to account for all of the users and not the top 5% or 1% of the users. |
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The system doesn't work properly. Retirement is fundamentally broken in the US. The sooner people realize and wake up to that the sooner things might change.