[pesus]

Credit cards are lost and stolen all the time, and it isn't really a big deal when it happens, since charges can usually be easily reversed. This does not sound like the same scenario. It also doesn't account for people who lack friends/family nearby or at all.

> it breaks and you were too cool to provision a backup

If we're relying on the average person to back things up properly, this idea is doomed from the start.

[DANmode]

> If we're relying on the average person to back things up properly, this idea is doomed from the start.

The average person is relying on the average person, for everything, and I agree, they are doomed from the start.

Tech-related items inclusive.

[DANmode]

Yes, you wouldn’t offer your private key to a random food truck.

Just new banks.

Same as people being unafraid of their car key being cloned - because they don’t hand it around the general public.