[phil21]

Not in the US without the dealer doing all the same work a bank accepting $100k of cash in a duffel bag would be doing. Plus filling out a suspicious activity report on top of it all. They might have a real hard time explaining to the feds that they truly did "know their customer" from a simple form and a photocopy of your ID.

Some dealers might be willing to do this for you, but most will not. They will direct you to your local bank to deposit the money and get a cashiers check instead. They do not want the liability of it all. Perhaps better chances at the Ferrari dealer you've bought 14 cars from over the past 30 years I suppose?

I asked my (luxury) dealer if I could pay cash the last time I bought a car and they basically said “hell no, we haven’t done that in over a decade”. The risk of being caught up in some drug money investigation or whatnot is too great.

Coincidentally showing up to your bank with a duffel bag worth of cash to deposit is a great way to both get your accounts closed, as well as be added to a blacklist so it will be very difficult to open an account anywhere else.

[Tangurena2]

I used to work for GM as a field rep (in the 80s). There had been enough instances where finance managers skimmed/embezzled some of the cash (even before the feds required filing SARs) that dealers stopped taking cash as a policy decision.