[xdennis]

> EU law gives every citizen a right to a bank account.

That directive regulates banks from denying the opening of a basic payment account. But there is no legislation preventing governments from freezing accounts, Canada-style. As far as I know, there's no protection against being de-banked.

[marcosdumay]

Does the constitution of any EU country allow them to de-bank people? Or even freezing entire accounts instead of some fixed amount inside them?

That's a severe human-rights issue.