[skinfaxi]

A lot of people are of the mind of "well I had to do it so why shouldn't you?" Look at the discussions around student loan forgiveness for an example.

[wqaatwt]

Because loan forgiveness makes no sense at all until the underlying system is fixed. It’s just absurd.

Cap fees and interest rates and the think about partial income based forgiveness.

The English system seems like a very reasonable compromise.