[eikenberry]

I've seen editors configured similar to how you describe. Varying from simple shadow-text style completion generated on command/keybind to more complex setups where you ask an external AI agent for a solution with it generating code that appears as shadow-text in editor with chat in the sidebar giving the reasoning behind it.

I agree the tools in general a big problem with current generation AI tools but there are options if you look around enough. Though you can burn a lot of time figuring out which ones are useful.