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by throwfaraway4 16 days ago
As you can imagine, it's a planning heavy decision. I came off parental leave earlier this year and prior to that my wife and I talked about me not going back. However, we decided to delay until my next vesting later this year and to see how the midterms play out with this clown car of an administration and the potential impacts on healthcare. Barring anything catastrophic, it's happening this year. Parental leave already gave me a taste of the life I'd rather have.
2 comments

Same boat, my son was born in October last year and have been back at work since February and I am already completely overwhelmed. Our plan is to wait for the second child and get another paternity leave and then I will fuck off from any corporate/enterprise job and try to do my own thing first and we'll live off menial jobs + the income from the couple of apartments we have on AirBnB.

I am not planning to stay out of tech altogether though, at least long term.

This was also my plan; hang in there for the next kid, wait for the next vest, etc. ultimately daycare is expensive, healthcare is expensive… I’m still stuck 6 years later waiting to quit but something always comes up and there’s always another vest around the corner.
Well obviously. Vesting schedules are explicitly designed the way they are to keep people around. That's their entire purpose.

Retirement is inherently a choice to earn less lifetime money and pour that time into family and other things you like doing. Waiting for the next vesting cliff is inherently a choice to earn more money and spend less time on your family.

My point is that it being a choice starts to disappear with kids, rising costs etc. It was a choice I could make independently, now it’s a choice the entire family gets to participate in since we’d need to sell the house, move to a lower cost of living locale etc.
Happy journey friend. Enjoy those kiddos
> potential impacts on healthcare

Healthcare is the item that most FIRE folks underestimate. It was actually pretty tenable when the Obamacare subsidies were more fully in effect. Now that those are mostly gone it's a much larger line item in the household budget. I've only got a couple of years until Medicare kicks in so I'm not too concerned - unless they mess that up too - but for folks thinking of FIRE'ing in their 40s & 50s with kids still at home it's probably not advisable now.