[erikerikson]

Actually, I summarized the whole bunch which included your case. Note, for example, that the range starts with $100.

I completely agree that the offers of credit monitoring are completely insufficient. Mixing that with feelings about the credit system muddles things a bit but I'm no fan of the incompetence of that system either even though there is some social good in the underlying provision.

I'm not telling you not to be angry. You have every right to be. I would suggest noting that at some level you can end up maximizing the damage it does to you.