[FuriouslyAdrift]

I do not know anyone other than teachers, cops, or firemen that have pensions and all of those are grossly underfunded (see city of Chicago).

Now... if you mean IRAs then yeah... that's 99% of all private "investors"

EDIT: I forgot all about State and Federal pensions.

[pjc50]

Private defined-contribution schemes which can only be accessed after a certain age and have tax breaks on contributions still count as pensions, yes.