[super256]

Just force 3d secure, as it shifts the liability to the customer's bank. Most people don't mind opening their banking app on the phone for confirming the transaction if they really want the product for itseprice.

[gingerlime]

if customer fraudulently claims to their bank that they haven’t received the product, the bank files a chargeback and 3DS does not protect the merchant against it.

[anticensor]

most banks refuse chargebacks from 3ds transactions

[gingerlime]

even if the customer claims the product never arrived?

[anticensor]

yes some do even in those cases

[checkmight]

Not True Non fraud reasons ( NR or Credit not processed) can be filed 3DS adds no friction