[Cider9986]

> And is a pain in the ass to get, even more so in significant quantity or at a good exchange rate.

It's easy to get in the USA on Kraken from fiat for a very low fee or 0 with their pro plan.

> Monero is also far from instant in my experience.

It's up to the merchant to decide how many transactions before finishing their end of the deal. For small purchases it's low risk to do 0 confirmations and you can scale with price.

I've seen hundred dollar sales given out as soon as the transaction hits the mempool, before the first confirmation as well as 5 dollar sales that require waiting the whole 10 confirmations.