It’s 2026, why can’t credit card and merchant figure out a way to transmit order summary URL as part of credit card transactions so I don’t need to match up transactions by amount??
A similar thing as what you propose already exists in the Nordics. You pay with your card as normal, and the receipt gets logged automatically in the app.
It's not really helpful if I recognize the name when the gas station doesn't put the charges on my card until Friday when I bought stuff there on Tuesday. Then I'm just confused and have to analyze my whole purchase history.
it's common, they reserve an amount, and then update towards the final payment. These are not payments as such, and almost always take 48 hours to clear. Same at hotel rooms usually etc..
Many banks only show payments (so only after cleared) and not reserved funds. They will just show that you don't have the full credit available