[gingerlime]

This case was Canada.

The US and I imagine Canada are known for the ease of chargebacks.

My experience in Europe is that it's a very tough process to even initiate (as a consumer)

[orwin]

My only experience as a European is that I called the support number on my card, they fixed the in 5 minutes, cancelled my card, sent me a new one and set me up with a temporary one.

[gingerlime]

if it was stolen then I guess it’s fairly standard. Disputing specific transactions is much harder though. They ask for evidence you contacted the seller etc and make the process difficult from my very limited experience on the “other end” of the transaction.