[esseph]

Just because the card is US-based doesn't mean the user is.

[joxdosba]

If the cardholder is doing chargebacks on an US-based card, they cardholder is probably US-based.

Not very easy to do with prepaid cards AFAIU.

[esseph]

You're assuming prepaid, I'm just assuming the real card was skimmed during checkout at a gas station or swiped from a payment processor.

[joxdosba]

Ah, right. I assumed the comment was talking specifically about friendly fraud, as opposed to just fraud in general.

[zuzululu]

or American.