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by vkou
21 days ago
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Well, I could go with a different insurer that blatantly and brazenly lies about their network coverage[1], or I could go with one that doesn't, but still doesn't have my doctors in it, or I could go with the other one that people claim consistently denies care and coverage. Also, if 'Just for a discount' isn't a reason to use them, do you have $3,000 lying around to wire me? If you do, I'll happily switch to a much more expensive insurer that meets my other criteria, and might or might not send me marketing materials disguised as fishing SMS. (I'll let you know if they do.) --- Insurers aren't banks or ISPs or gas stations. They don't provide a fungible service that is nearly identical from one to the other. You can't 'just switch'. They are both heavily obfuscated, and heavily differentialized, because the healthcare 'market' is obfuscated and heavily balkanized. And all of them are utter shit, but in different ways, and if you are lucky, you won't discover the ways in which yours is shit. --- [1] How this isn't a statutory capital crime for anyone with the rank of director and higher, I have no idea. But the fact that the people orchestrating this are permitted in civil society does lead me to believe that maybe we don't live in a just world. |
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It’s just one firm takes, instead of more dollars, some other value out of you?
I’m not sure why the latter is more preferable. But if your sticking with it after seriously thinking about it, then that is your choice.