[HerbManic]

I'm sorry but you pay more in tax than I make in income! This sounds like your lifestyle creep has chewed up your money stream. Despite my significantly lower income, I manage to own my house in Melbourne. With your income I could have it paid down in a few years at most.

[BLKNSLVR]

Well done, good planning, good self-discipline!

I'm in a similar boat, and can relate to the on-going management and suppression of lifestyle creep in order to reach worthwhile goals. It feels like a never-ending battle, even after 20 years.

[shell0x]

Good job paying that off. I’m sure Australia has benefits for some but without kids, not having grown up here, paying my own insurance and not driving I don’t really see it.