[luplex]

Wero's messaging is so confusing. It's so many different things at the same time. In short: Wero is a brand name for a collection of payment services. They are merging multiple European alternatives, like Spain's Bizum and the Netherlands' IDeal. These mergers are in various stages, so what exactly "Wero" can do depends on: - your bank - your country

Wero-proper (like it is in Germany, not a rebrand of a pre-existing system) currently supports peer-to-peer payments via SEPA instant transfer, using a centralized phone number <> IBAN lookup server.

Wero also supports online e-commerce payments (with buyer's protection similar to credit cards, managed by the customer's bank). But not all banks that support Wero p2p also support Wero E-commerce. If your payments run on e.g. Stripe, you can enable Wero for all participating banks. Wero is cheaper than credit card payments.

Some time next year, Wero will offer in-store point-of-sale (POS) payments. Afaik, those are not live anywhere yet.

I think with all the mergers with established systems, the chance of success is really high.