Too bad you will be forced to use a phone then. I don't like having yet another single point of failure. But maybe by that time, the EU requirement to accept cash will have taken force.
Indeed. It's a step forward and two backwards, personally I don't have payment cards on the phone wallet because one company surveilling my purchases is enough.
Hopefully there will be some Wero-powered card option. From a UX point of view, both payers and merchants, it's still the most practical and fast.