[injidup]

In Austria I'm always in the situation that shops and restaurants are unhappy that I pay by card because they claim that even a direct debit card cost them some large percentage through the terminal provider.

Will these new systems remove the middle man skimming that MasterCard/Visa has been doing to small businesses?

[twoodfin]

If they really thought this was valueless skimming, why wouldn’t they just refuse to take these cards?

[tom1337890]

Because customers like the cards. Not restaurants. And customer is king. There are few businesses who do not accept it. Some hair dressers, some alternative bars, etc.