[tedggh]

Providing credit cards online even by phone for 20 years I have never had any issues, or known anyone who had issues. The few occasions my cards were compromised (all my own fault): a restaurant in Vienna pre Covid when cash was king in Europe, I insisted to use the card and the waiter took it inside lol. Got a 4000k cruise booked a few weeks later. Another time at an ATM in Brazil, I even noticed the suspects around the machines waiting and still went for it. A gas station ATM in NYC. That’s about it. Every time I called the bank and they refunded the money. So what I’m saying is security doesn’t seen to be a big issue in the US when it comes to online transactions with credit cards. Of course this is all subjective from my own experiences, but I’m kind of reckless using cards so I’m probably a good test subject.

[anonzzzies]

But most people here don't want credit cards; risk of spending what you don't have just works differently over there outside mortgages. And then this new stuff is just objectively better: debit cards, even though you will get the money back mostly, makes it a hassle as you basically pay the lowest fees possible and never credit so fraud really sucks. And makes no sense; away with those cards; we do not need them anymore.

[adam_patarino]

Individual experience is rarely an accurate representation of the broader system.

[achogcha]

try getting a refund for fraudulent card charge in other countries except the US.... most other banks in LATAM/EU will not simply "refund" you the money.