[mrb]

Yes Wero and Zelle are similar: real-time payment systems, where money is sent directly from bank account to bank account, and recipients are looked up with a convenient ID (a phone number, or an email).

[tlogan]

So why is this article talking about Visa and Mastercard?

These are two different use cases. I do not think anyone in their right mind is using Zelle to send money to a party they do not fully trust.