[pimterry]

> Given EuroPA has done a token amount of transactions to date, I’m not sure anyone should hold their breaths.

The Spanish equivalent (Bizum) is merging into Wero is not a token use case, it's absolutely massive here. The absolute standard for peer-to-peer payments, more than 30 million users (>65% of the population), and they already launched contactless terminals for in-person commercial payments this month (https://euroweeklynews.com/2026/04/03/bizum-goes-contactless...).

[JorgeGT]

Indeed Bizum is almost default now here in Spain, and for instance the equivalent in Sweden, Swish, is also almost default there. Went trekking into a national park, and the rangers will leave a number to Swish a bit of money if you want to use the fire pits; no other payment means.

[DanielHB]

I wouldn't say Swish is the default in Sweden because it doesn't support contactless payments. It is widely available though but many, many places only accept card/contactless payments. Of course, Swish is the default for person-to-person transfers, but not for payments.

Opposite is also true, some lower-value places (like fruitstands, street vendors) don't accept card/contactless because they don't want to pay visa mastercard fee.

I have no numbers but I would guess at least 50% of non-cash transactions are still card/contactless. I wouldn't be surprised if this number is 90%.

[bborud]

https://www.swish.nu/faq/private/how-do-i-pay-by-tapping-the...

[upcoming-sesame]

same for MBWay in Portugal