[somewhatgoated]

PIX should be the gold standard for this - it’s works perfectly for all use cases that I can think of.

Hell even the homeless people around here take donations in PIX, but you can also buy a house with it. Zero fees involved

[testing22321]

> Zero fees involved

Won’t someone think of the profits!

[rescbr]

Zero fees for an individual, by regulation. Companies pay for PIX usage. Some banks waive these fees, and it is comparable to debit card transaction fees.

[tialaramex]

And magically things are much cheaper when you do this, both because they're actually cheaper without individual billing and associated overhead, and because the few larger payers have a powerful incentive to ensure they pay as little as possible.