I don't get it. How is knowing that AI itself will not take responsibility or that it will not indemnify its users make your decade any better? Is your line of reasoning that using AI will very likely prove to be a bad idea in the long term and thus perfectly rational people with the same priors as yours will abstain from training or utilizing AI?
I am saying that AI cannot take responsibility. My line of reasoning assumes that you understand that responsibility/accountability is a crucial element in offering products and services in society.
Although software companies like to disclaim all warranties to the extent the law allows, neither the market nor the FTC will allow you to breach contracts, make outrageous false claims, or offer products that destroy life and property.
AI cannot and will not behave responsibly. I’m not opposed to AI, but I use it as a tool that I supervise. I review and test what it produces. People and companies that fail to do that will ruin their reputations, I predict.