[selfhoster1312]

Here in France, my bank won't let me 2FA into my account (i have to physically go to the bank every single time i need something), and i can't get car ownership papers for a car i legally bought from the registered owner 2 years ago due to the administration closing down 100% of their offices in favor of online forms (tried the online forms many times, as well as registered letter to the headquarters).

This anecdata probably says more about french techno-fascism and politics of destroying public services than about how phones have somehow become mandatory because of society evolving in general. I'm still very happy not to have a phone.