[lotsofpulp]

$97k per year isn’t that much when health insurance premiums are $500 to $1,500 per person per month with $5k to $15k annual out of pocket maximums. You have to build up decent savings to ensure you can take care of yourself for when you lose your income.

[novaRom]

This doesn't look like too expensive if you compare it with Switzerland or with Germany assuming similar annual income. In Switzerland unlike in US your children stay on your plan until they turn 18, not 26 like in US. In both Germany and Switzerland, health insurance is mandatory and not employer-based - so you cannot simply say "no". In fact, in Germany you pay much more than in US as a share of your income, especially if your income is at least like 30% more than a national median: 1000+ EUR is a minimum per person per month (probably higher today). It doesn't cover dental care - you will pay in full - that's why many people travel to Turkey, or Eastern Europe, or to Baltic countries - just to take some dental care - which is extremely expensive in any German speaking country - we are talking about multiple months of your income after taxes.

[paulddraper]

“Not that much” and “living in poverty” are different.

[lotsofpulp]

Some people in some countries might consider not having access to healthcare (or worrying about it) as living in poverty.

[sarchertech]

Look at the reply to you above

> In both Germany and Switzerland, health insurance is mandatory and not employer-based - so you cannot simply say "no". In fact, in Germany you pay much more than in US as a share of your income, especially if your income is at least like 30% more than a national median: 1000+ EUR is a minimum per person per month (probably higher today). It doesn't cover dental care - you will pay in full - that's why many people travel to Turkey, or Eastern Europe, or to Baltic countries - just to take some dental care - which is extremely expensive in any German speaking country - we are talking about multiple months of your income after taxes.

By that definition someone making the equivalent of $100k in Germany could be “worried about healthcare”. And in many countries with public healthcare, people are worried about paying for access to better private healthcare.

So by the metric of “worrying about healthcare access” almost no one is above the poverty line.

There are people in the US making $100k who are genuinely worried about healthcare access. Say someone who retires early at 55 and has enough savings to provide $100k income but is 10 years away from Medicare. But acting like it is at all remotely normal for a single person making $100k to lack healthcare access or to be “living in poverty” by any objective measure is absurd.