[svl]

This might be country specific? Specifically dependent on laws in the fields of consumer-protection and keeping things universally accessible.

I don't own a smartphone. I have never owned a smartphone. There are inconveniences, and big organizations definitely try to push you toward the way of doing things which has the lowest costs for them - but there are no actual blockers. There is always a path involving actual humans, and regular phone calls (or emails or paper forms).

Reactions tend to be wistful variations of "I wish I could" or "but how do you?" - and it's really always about the most trivial inconveniences.

[amunozo]

To be honest, I never tried, but I see for example the removal of more and more procedures in person. In Spain where I'm from or Switzerland where I live it can be still manageable, but in the Nordic countries for example everything is digital and even cash is barely existent. A lot of payments are made by phone apps only.

[usr1106]

I am from Nordic country. I did not use any cash, had no wallet for several years. It's not needed. After the US government acting like it does I mostly stopped using cards. Like with phone OSes a US-controlled duopoly.

Cash does not to need to be used anywere, but cards can be avoided for weeks until I need to use it again. Most can be handled by cash or bank transfer without problems.

For phones I have not any Google Android or iOS until a year ago. Nowdays I have a Google work phone, but it's always in flight mode except when a pay my lunch subsidized by employer. I type this comment on my Sailfish device and I use a degoogled Android. Can cause minor inconvenienance occasionally, but rarely enough to turn on my work phone.

[deaux]

> Cash does not to need to be used anywere, but cards can be avoided for weeks until I need to use it again.

Your experience sounds interesting but I can't infer what this sentence means.

[usr1106]

Sorry, I should proof-read my comments... Can't edit it anymore

It is not necessary to use cash anywhere because cards can be used really everywhere.

But if you don't want to use cards, it's still possible to avoid it for weeks in row. You can pay cash at most brick and mortar places and by bank transfer at most online sites.

[pbgcp2026]

"oh, so sorry, we do not have change". (The note was £20, not 100, not even 50.) Good luck ...