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by spankibalt 38 days ago
> "Why does this permeate the HN all the time."

It's a bias, an in-bubble illiteracy effect, concerning the perception and analysis of realities (e. g. experiences) outside that bubble, mirroring an in-group's projections about an out-group. It is, in my decades of experience, a very common phenomenon in the IT sector.

> "My Dad doesn’t have one, he has zero-to-no trouble going to the bank and paying his bills and just about every other imaginable thing."

So far, that holds true for me as well (Germany).

> "If there was something he could not do and there were repercussions for it he’d be calling an attorney to rectify the situation."

The crux: the increasing friction brought on by rising technological entry barriers. In Germany you have at least the non-exclusion principle of Teilhabe (lit.: participation) which gives certain guarantees. But such achievements of democracy are continually under fire.

2 comments

> It's a bias, an in-bubble illiteracy effect, concerning the perception and analysis of realities (e. g. experiences) outside that bubble, mirroring an in-group's projections about an out-group. It is, in my decades of experience, a very common phenomenon in the IT sector.

I (also German) have the impression that people who work in the IT sector are often much more critical of surveillance methods (including smartphones) than the average citizen.

Well, no surprise that it works in Germany, but I am not so sure it will in the Nordic countries for example.
And hopefully it stays that way in Germany. A state and its essential-to-life institutions and businesses (which includes cultural participation) need to be accessible to everyone. That includes people who don't own a smartphone, for whatever reason.
It is vital that government services must not depend on anything that is not government provided.

No government service can depend on having a product from a private corporation.

Nordic, works just fine, i only have an HMD 'Nokia' non-smartphone (i detest capacitive touchscreens, and my previous ungoogled qwerty android phone broke, waiting for my next one to arrive in 2026-12 or thereabouts).

No QR-code-only restaurants that i have seen, and i would walk out without a word if that happened (even if i had a device that can do that). Bank does 2FAs second part with an SMS, first part is username, password and an otp code from a paper. Bank login is also a very common way of logging into governmental systems, but those only use the username, password and otp code, skipping the SMS, alternatively i could use an id card with a reader, state provides even Linux software for that.

The housing companys winter car engine heating sockets operate with an app, or alternatively just opening the lid and setting the timer yourself.

Additional data point: my dad, when he was still alive (-2025), had a smartphone but wouldn't use apps beyond facebook, did his banking by mailing in signed bills or at the bank in person, without an appointment.