[dnnddidiej]

> If a card swipes in Chicago and seven minutes later swipes in Los Angeles, one of those swipes is fake. The card is cloned. This is the most uncontroversial fraud signal you’ll find — there’s almost no legitimate reason a single card is in two distant places in seven minutes.

[lmz]

The question is whether they would treat that as a single card (physical vs digital).

[dnnddidiej]

If they don't then this is a good detection system for a very specific scenario (but nonetheless a good trick)