Agree. Multiple people I know have bought Teslas because they don’t trust themselves or their spouses to drive safely, and want them to use FSD. There should be incentives to get people onto self driving.
"Failure to follow all warnings and instructions can result in property damage, serious injury or death."
"Driver intervention may be required in certain situations, such as on narrow roads with oncoming cars, in construction zones, or while going through complex intersections."
"Always remember that Full Self-Driving (Supervised) (also known as Autosteer on City Streets) does not make Model S autonomous and requires a fully attentive driver who is ready to take immediate action at all times."
Different states have different rules about what sort of things insurers are allowed to charge different rates for. In the states that allow it, Tesla does offer insurance discounts for FSD usage.[1] Lemonade also offers discounts for FSD usage.[2]