[TheChaplain]

Stupid question, but what if you just open an account at a credit union, then have that one connected to plaid?

If it needs to see transactions, just have your salary deposited there, then an automatic transfer the same day to your real account?

[phoenixy1]

You totally could, but the purpose of the OpenAI/Plaid integration is to help you analyze your spending and finances with OpenAI (using it as a budgeting/financial planning app), so if your spending isn't actually in the account you connected, it's not going to give you any value.