[webo]

Hijacking this comment to complain about fintech apps / saas providers requiring Plaid - please stop.

For example, Coinbase requires logging in with Plaid to... setup auto-pay for their credit card statements. No way to just provide account/routing numbers the good ole way.

There's lots of issues with Plaid but one big one is that banks (e.g big ones like BofA) can lock your account due to suspicious login with Plaid.

https://x.com/kanateven/status/1973793740331368841

[lxgr]

Airbnb requested Plaid access to my entire Chase account and all transactional data to "verify my credit card" a few years ago, and wouldn't budge until I tried Apple Pay, where they apparently weren't able to figure out the underlying issuer and accordingly left me alone.

Needless to say that it was my last stay with Airbnb.

[egorfine]

What will you do once all of the accommodation providers start doing this AND they figure out how to see through Apple Pay?

[measurablefunc]

They're a YC company so every other YC company is going to use them, that's how YC companies operate.

[necubi]

This isn't at all how YC companies operate (source: I did YC), but also... Plaid is not YC.

[measurablefunc]

Seems kinda weird then that they're listed in workatastartup.com: https://www.workatastartup.com/jobs/15283

[andsoitis]

Plaid is not a YC company. You can just google it to confirm.

[measurablefunc]

Yet they are listed on the site that claims to only have YC companies. Very odd.

[1123581321]

I don’t know why they are on there, but YC startups list their batch and year in parentheses on job posts, e.g. (W25). Example: https://www.workatastartup.com/jobs/88812

The Plaid listing you linked doesn’t have a batch by their name.

[webo]

Plaid has an option to let the client/provider accept plain account + routing numbers, a lot of apps for whatever purpose don't use it.

[alexr243]

Plaid is not a YC company

[measurablefunc]

They have job listings in workatastartup.com but maybe any startup can now be listed even if they're not a YC company: https://www.workatastartup.com/jobs/15283