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by autoexec 37 days ago
So far I only pay my insurance company to sit between me and my doctor and dictate what I need and I just do all the fighting with them myself instead of needing to pay someone else to do it on my behalf on top of what I pay the insurance company and the doctor.

I suppose that if I did pay someone else to more effectively fight the insurance company for me the insurance would have to pay for more of the medical care I need, and would invest in new and better ways to fight back, and my insurance costs would increase even faster. I'm happy that for now at least I don't have to finance both sides of an arms race in order to get the healthcare I've already been paying for.

1 comments

IMO you're looking at it from your perspective only. Services to negotiate medical debt by interacting with the insurance company to find errors and/or intention denial -- these exist today -- you're giving me the impression you're healthy enough or well off enough to not need them?

I suppose we're not yet at the point where this gates services for all -- but we're CERTAINLY at the point where hospitals refuse to help you if you can't show ability to pay up front.

Ugh, this is a total shitshow. None of this is what it should be. Profit motive has absolutely corrupted everything.