[rainsford]

> Uncle Sam should sunset SSI and allow citizens to select from and move freely between a number of accredited funds.

But how does the government actually do that? This feels like one of those ideas that sounds OK right up until the point where you try to map out an actual plan with more detail beyond the word "sunset".

If current Social Security taxes fund current payouts, how do you redirect those taxes anywhere without cutting off current Social Security recipients who spent their entire lives paying into the system? Even those still working have spent some portion of their career paying Social Security tax. Do they get a lump sum payout they can invest (from where?), a limited annuity in retirement (paid for by who?), or is that just money down the drain?

I'm not even necessarily opposed to the idea of changing Social Security into something else, but I'd love for any proposal for doing so to come with something that looks even remotely like an actual plan.