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by TimorousBestie
39 days ago
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Payment processors have constructed a “moral ordering of sexuality” [1] that would be entirely unnecessary if, as you claim, their intentions are purely legal and/or related to high chargeback rates. If it’s not a moral issue, then the rules should be simple and easily communicable. Examples: Comply with the law of your jurisdiction. Keep your chargeback rates below x%. Instead, payment processors intentionally refuse to enforce consistent rules across platforms. Not the behavior of an economically-motivated, entirely rational agent. [1] https://journals.sagepub.com/doi/10.1177/13634607241305579 |
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Second, agreed, if this was primarily about chargeback rates, there'd be no differentiation between disallowing things like hypnosis, (fictional) non-con, BDSM, etc. over vanilla sexual material. Instead it seems to be a mixture of pressure by (primarily religious, though some feminist) anti-porn activists, negative media portrayals (e.g. Kristof's PornHub article in the NYT), and understandable fear of lawsuits resulting from hosting actual illegal material (Visa/Pornhub case in California).