[ceejayoz]

> That's not an argument; it's just vibes.

So is “insurance doesn’t have any externalities that might hide in my very broadly categorized numbers”.

[tptacek]

Non-falsifiable argument is non-falsifiable. I could literally present you evidence that 2.2T of our medical expenditure is due to a price-fixing ring in syringes, and you'd still be able to use the same argument.