[JumpCrisscross]

> limit the pool of available capital

How would you do this?

> and bring the sale value of property down

Can't happen without causing a lot of pain. In large part due to the debt. Holding prices flat in nominal terms is the best-case outcome; holding them flat in real terms the most likely one. Either, however, beats real appreciation.

(For what it's worth, I'm a homeowner with a jumbo mortgage.)