[mandeepj]

> Seeing software as investment avoids speaking about "technical debt" by speaking about "value"

People already see their efforts as an investment, but that doesn't stop Debt from accruing over time. There will always be parts in your software that could have been written better, and that's Debt.

[nightpool]

No, debt isn't "parts of your software that could have been written better". Any part of your software can always be written better. Debt is the cost you have to pay monthly to keep your application working—it's the parts of your codebase that make it harder to work on new features.