And you'll end up with no reasonable person wanting to do those jobs becausr any day any bs complaint or lawsuit could cost you your livelihood, no thanks.
Hence insurance on the individual. Kick in the wrong door and insurance covers it. Do it twice and suddenly the actuary sees an expensive and risky pattern.
It is nuanced. Insurers can be problematic. Tort law has strange incentive structures in the way it's implemented in various places. But, broadly speaking, the price of insurance is an informative signal.
It's symbolic since these cases broadly speaking need to be adjudicated in federal court for the most part and the federal law doesn't mention any immunities, it's a court-created doctrine. But neither the court nor congress thinks it's urgent enough of an issue, the last time a bill had support it ended up with around 70 cosponsors and it adds nothing but affirms that the law is applied as written and didn't get a vote, during the short period of tri-partisanship in 2020, because nbd it only accounts for 3-4 billion dollars of money that is taken from those who aren't able to be charged with any crime and redistributed to cops around the country in a sort of slush fund fashion, chump change if you consider how much debt we're running for... god knows what at this point. When you speak in trillions and can simply handwave that sort of deficit away, a few billion eventually sounds trivial, I'm guessing.
Doctors regularly have people's lives in their hands and if they make a significant mistake, they are liable. Not that the current state of medical malpractice law is exactly the gold standard, but that's an example of another approach to a similar situation. I do hear that some folks avoid the profession because of that, but I don't think that it's the case that "no reasonable person" wants to work in healthcare.
I don't think most reasonable people want police to be personally liable for every single thing they do, but neither do they want them to have broad and complete immunity from the law. The answer is somewhere in the middle, where police are protected in certain situations, but do still need to think about the consequences of their actions.
> Medical services are a good deal cheaper in texas because they have doctor friendly malpractice laws
I didn't do more than 30 seconds of research here so I won't claim to be an expert, but according to the report in [1], Texas is the state with the fifth highest medical bills, "highest percentage of adults who have chosen not to see a doctor at some point in the past 12 months due to cost", and "the highest percentage of children—14.9%—whose families struggled to pay for their child’s medical bills in the past 12 months".
Some of that is no doubt Texas refusing to expand Medicaid under the ACA, but also "the study found that Texas exhibits the fourth-highest annual premium for both plus-one health insurance coverage ($4,626) and family health insurance coverage ($7,051.33) through an employer," so "a good deal cheaper" doesn't really seem an apt descriptor.
Plainly, we don’t have to pretend like there could be unforeseen consequences. This is a thing that exists in many jurisdictions and many societies around the world and we can see that many reasonable people become police officers in those societies.
That's how it is for literally every other fucking job. The goddamn cashier at McDonalds could theoretically get fired if some bozo complains loudly enough, even if it's not true.
We're legitimately at the point where mcdondalds cashiers have higher standards for accountability and behavior than the police. Just sit back and really, really think about that. And, to top it off, there's droves of people like yourself who are so accustomed to such a broken system that they legitimately believe it couldn't be done any other way - even though there are minimum wage workers working under stricter rules!