[nozzlegear]

Shit, that was me. I never pay my quarterly payments, it's easier (for me) to let the government send me a bill lol.

[dawnerd]

Used to do the same, realized the penalty was so minor compared to my time filing quarterly.

[ocdtrekkie]

I think the interest rate is 7% so if you have other debts, not making the quarterly payments is probably the cheapest loan you can get.