[ThunderSizzle]

I've heard this before.

Then COVID happened and employers didn't have 2-4 months of savings built up, and ended up shuttering due to lack of money immediately.

Also, since post COVID, we've had hyper inflation and a locked up housing market. $150 townhomes that a $50 family salary could afford are now going for $300. And rent has gone up to match.

I don't think the numbers not matching is because of anyone's personal financial responsibility. It's more from the Fed's and Congress's horrible actions over the past 2 decades and their financial irresponsibility.

Granted, grumbling about the powers that be doesn't solve the problem, which is why I fear civil turmoil will be here very soon.