[jpdoctor]

This.

Also: Going with some mickey mouse plan is essentially a bet that you'll never be diagnosed with anything that is chronic during coverage. My wife manage to strike it rich with an autoimmune disease, and now we essentially cannot move nor change plans in any way.

(ACA will help a lot, but I still wouldn't put it past the assholes in DC to repeal it before it helps us.)

[khuey]

Now that Barack Obama has been reelected there's no way the ACA is getting repealed before January 2017 (he's not going to let his signature accomplishment get repealed, and there's no way Republicans will amass a veto-proof majority in the legislature). After that, it likely will be too entrenched to repeal wholesale.