[neves]

Man, It is perder of magnitude different. I've noticed it when I gave small money for a beggar using pix. It's really revolutionary.

And remember that credit card fees are greater in Brazil

[zinekeller]

I won't dispute you or even cassianoleal, but compared to how was US in 2005 (just barely finishing check/que digitalization), Brazil is indeed faster in this forefront (and it enabled the creation of Pix in the first place).

[cassianoleal]

It doesn't sound like you're disputing me in any way! You're actually saying the same thing as I did. :)